Personal Finance – Page 2 – Dollar Navigators

5 Creative Ways to Save for a Down Payment on a House

Saving for a down payment can feel like an impossible mountain to climb. Between everyday expenses and rising home prices, the thought of setting aside thousands of dollars might make you want to give up before you even start. But don’t worry—it’s totally doable with a little planning and creativity.

Whether you’re just starting out or looking to give your savings a boost, here are 5 creative ways to save for a down payment on a house that’ll get you closer to homeownership faster than you think.

How to Declutter and Sell Items for Extra Cash

Is your closet bursting at the seams? Are you constantly shuffling through drawers full of things you haven’t used in months (or even years)? You’re not alone. Most of us hang on to stuff we no longer need, and all that clutter is taking up space in our homes and our minds. But here’s the good news: decluttering can actually make you money! Selling your unwanted items is a simple, practical way to clear out your space and pad your wallet at the same time.

Whether you’re saving for a big purchase, looking to pay down debt, or just want some extra cash, here’s your ultimate guide to decluttering and selling items for extra cash.

How to Stop Impulse Buying: 7 Tips for Better Spending Habits

We’ve all been there—making an impulse buy we didn’t plan on, only to regret it hours later, wondering if we should have bought that item in the first place. Impulse buying may bring instant gratification, but it often leads to financial strain, unnecessary debt, and unfulfilled financial goals.

In this article, we’ll explore 7 actionable tips you can start using today to help stop impulse buying, build better spending habits, and ultimately achieve financial freedom.