Did you know that approximately 103 million Americans are currently carrying credit card debt? That means 48% of American credit card holders are shouldering financial burdens that could otherwise be avoided. Why does this matter? As of 2024, the average American credit card balance is a whopping $7,951, with an average APR (Annual Percentage Rate) of 22.63%. This means if you carry the average balance and have the average APR, you’re paying $149 per month in interest alone—that’s money straight into the credit card company’s pockets.
Continue reading “The Ultimate Guide to Managing Credit Card Debt”Author: Angela
Smart Grocery Shopping: Tips to Save Big and Eat Well
Feeling the pinch at the grocery store lately? You’re not alone. Since 2020, the cost of groceries has skyrocketed by a staggering 26%. Some shoppers even claim that their bills have quadrupled over the past four years. While groceries are a necessity, the good news is that there are savvy strategies to help you combat rising prices and keep your budget in check.
Continue reading “Smart Grocery Shopping: Tips to Save Big and Eat Well”Budgeting as a First Responder Spouse
Being married to a first responder comes with challenges that most people never consider. Some months, they may get 100 hours of overtime, while another month, they may get absolutely none. Many people are often shocked to learn that first responders do not make much money, especially given their sacrifices.
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