Money is often one of the top sources of stress for many couples and can lead to major disagreements. In fact, financial issues are one of the leading causes of divorce. However, managing your finances as a couple doesn’t have to be a constant source of conflict. This article will provide actionable tips and strategies for managing your money together—without fighting or creating tension every time the topic comes up.
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How to Create a Savings Plan with a Monthly Paycheck
Struggling with impulse buys, feeling broke before payday, or not having an emergency fund? You’re not alone! That’s where budgeting by paycheck comes in. It helps you balance today’s needs with tomorrow’s goals. A simple place to start? The 50/30/20 rule—it’s a great guideline that suggests spending 50% of your paycheck on needs, 30% on wants, and 20% on savings and debt repayment.
Continue reading “How to Create a Savings Plan with a Monthly Paycheck”10 Cheap and Easy DIY Gifts for the Holidays
The holiday season is all about giving—but that doesn’t mean you need to spend a fortune to show your loved ones you care. In fact, some of the best gifts are the ones that come from the heart (and your hands!). DIY gifts are not only budget-friendly, but they’re also personal, thoughtful, and totally customizable.
Ready to get creative? Here are ten cheap and easy DIY gifts that’ll make your friends and family feel special—without breaking the bank!
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